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LivePersonal Loans
From ₹1,000 of emergency cash to ₹50 lakh for the big plans — matched across all our lenders, salaried and self-employed alike.
India's privacy-first loan matching
Find the lender most likely to approve you.
A 2-minute check runs your profile across 20+ RBI-regulated banks & NBFCs — income, employment, city, obligations — and picks your best shot at approval. Not a form that goes to everyone. A match that goes to one.
✓ No spam calls, ever
✓ No unnecessary data collected
✓ No effect on CIBIL score
₹Loan Match Engine● PRIVATE SESSION
Amount₹3,00,00024 months
Your details••••••••STAYS WITH YOU
Checking 20+ lenders…
Your best match
Poonawalla Fincorp
High approval likelihood · from 11.99% p.a.
✓ Session deleted — we don't store your personal information
20+RBI-regulated lenders in one check
2 minfrom question to your match
70+policy rules evaluated on every check
₹0cost to you — checking is free, always
The Duit promise
Checked a loan once, and your phone rang for a year?
Checked a loan once, and your phone rang for a year?
Never again.
Every loan site asks for your number first — then it's spam season. Duit flips the order: see your match first, share your number only with the lender you pick. There's nothing to leak, because we keep nothing.
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No phone number to check
See your lender match first. Your contact details go to the lender only when you decide to apply — never to us, never to marketers.
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Nothing personal stored
Your details are used once, live in your session, to compute the match — then deleted. We keep anonymous statistics, never people.
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No spam. No data selling.
We earn only when your loan works out — not from lead lists. No telemarketing, no "pre-approved offer" calls, no surprises.
How it works
Three steps.
Three steps.
Two minutes.
01
Tell us the basics
Loan amount, what you do, roughly what you earn, your city, and any EMIs you're already paying. Five inputs — that's the whole interview.
~60 seconds · no documents02
Every lender's rulebook, run live
Each lender publishes who they'll approve: income floors, employment types, serviceable pincodes, obligation limits, credit bands. We've encoded all of it — your profile runs against every rulebook at once.
Real eligibility rules · not a lead auction03
Apply where you'll win
Instead of five applications and five rejections, you make one application — with the lender whose policy your profile actually fits.
CIBIL score untouched
Why this lender?
Not magic. Policy.
Here's what a real match decision looks like — a sample profile, and exactly why the engine picked one lender over the rest of the panel.
The profile (sample)
Needs₹3,00,000 · 24 months
WorkSelf-employed · boutique owner
Income~₹45,000/month
CityJaipur (302012)
Existing EMIs₹6,000/month
Credit bandFair · 690–720
The engine's verdict
Poonawalla Fincorp — Business Loan
✓ Accepts self-employed without salary slips — many on our panel don't
✓ ₹45k monthly income clears their floor for a ₹3L ticket
✓ Pincode 302012 is on their serviceable list
✓ Existing EMIs leave enough room under their obligation cap
✓ Fair credit band fits — two lenders would auto-decline below 720
Higher approval probability here than at 9 other lenders for this profile.
Illustrative example. Every real check runs live against current lender policies — your reasons come with your match.
What's the money for?
Start with the reason.
People don't wake up wanting a "personal loan" — they need the wedding covered, the shop stocked, the fees paid. Pick yours; the engine handles the product.
Or browse by product
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LiveBusiness Loans
Working capital and growth funding for shops, fleets, studios and practices — routed by real eligibility, not paperwork volume.
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LiveLoan Against Property
Unlock ₹1 lakh to ₹10 crore against residential or commercial property — six specialist lenders, one enquiry.
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Coming soonHome Loans
The same two-minute matching and the same privacy promise, for the biggest loan of your life. The waitlist is open.
Reviews
People who got matched.
Got matched? Leave a review
True to form: first name and city only — no phone number, no email.
✓ Posted — thanks for keeping it real.
Straight answers
Questions, without the small print.
Do I really not need to give my phone number?
Really. You see your lender match without it. Your number goes to the lender only when you choose to apply with them — never to us, never to marketers.
I don't have a salary slip. Can I still get matched?
Very likely. Several of our lenders accept business, gig and freelance income — profiles that traditional checklists reject are exactly what the engine is built to route.
Will checking hurt my CIBIL score?
No. Checking your match on Duit is a soft evaluation — your credit score doesn't move.
Where do my details go after I check?
Nowhere. They're used live in your session to compute the match, then deleted. We keep anonymous statistics — like how many matches ran today — never your information.
Is Duit the one lending the money?
No. We're the matchmaker, not the lender. Loans come from RBI-regulated banks and NBFCs; we find your best fit, they approve and disburse.
What does this cost me?
Nothing. Checking is free. Lenders pay us when a match works out — you never do.
Lending partners
Every lender behind
Every lender behind
your one check.
All RBI-regulated banks and NBFCs. This list stays in sync with the live matching engine.
Grievance redressal
As a Lending Service Provider under RBI's digital lending guidelines, we publish every partner's grievance contact here.
This page renders live from our public repository (data/lenders.json) — the disclosures you see are exactly what we deploy.
Ecosystem
Who builds with us.
Distribution partners run Duit's matching inside their own platforms. Technology programs keep the engine fast and safe.
Distribution partners
Startup programs
Duit's entire stack — the matching engine, attribution, analytics and this site — is built on Microsoft Azure. We are members of two startup programs:
Microsoft for Startups — Founders Hub
Duit Digital is a member of the Microsoft for Startups Founders Hub program.
NVIDIA Inception
Duit Digital is a member of NVIDIA Inception, NVIDIA's program for AI startups.
Bring borrowers. We'll bring the match.
If people come to you for money — as an app, a payments platform, a DSA, or a referral agent with a WhatsApp group — Duit plugs in at your scale: a white-label engine inside your platform, or a personal tracked link with every borrower attributed to you. Live in days, payouts on outcomes.
Privacy & legal
The fine print,
The fine print,
in daylight.
Our policies live in the same public repository as this website — what you read is exactly what we deploy.
Privacy Policy
How it actually works: in-session matching, no personal data at rest, no sharing beyond the lender you pick.
Terms of Service
What we do (match you), what we don't (lend, guarantee approval, or hold your documents).
LSP Disclosures
RBI digital-lending disclosures: our LSP role, the partner lender list, grievance contacts.
Company information
Duit Digital Private Limited, Mumbai — registered address, CIN and corporate contacts.
Loan Against Property
Your property can
Your property can
fund the next move.
₹1 lakh to ₹10 crore against residential or commercial property. Six specialist LAP lenders — tell us once, and we route your enquiry to the right one.
₹1L–₹10Crticket range across our LAP panel
6specialist LAP lenders
1enquiry — we route it for you
0spam — same privacy promise
LAP lending partners
LAP enquiry
Property loans need a conversation — share your number and our team calls you back within one business day.
✓ Got it — our LAP desk will call you within one business day.
Prefer to talk now?
LAP enquiries
+91 84510 48788
Email
info@duit.digital
Residential, commercial and industrial property accepted. Balance transfer and top-up cases welcome. Your details go only to the lender we shortlist with you — never to lists.
Home Loans — coming soon
The biggest loan of your life,
The biggest loan of your life,
with the smallest data trail.
Home loan matching launches soon with the same promise: check first, share later — we don't store your personal information. Join the waitlist and we'll reach out the moment we go live.
✓ You're on the list — we'll write to you at launch.
Contact
Say hello.
Say hello.
We keep it brief.
This form collects the minimum and goes to our own inbox through our own server — no CRM software, no tracking scripts.
✓ Got it. We reply within one business day.
Reach us directly
Email
info@duit.digital
Phone
+91 84510 48788
Corporate office
WeWork Oberoi Commerz II, Oberoi Garden City, Goregaon (E), Mumbai 400063
Registered office
Interface Heights, E Wing 303, Off New Link Road, Malad (W), Mumbai 400064